Francisco De Armas Costas developed a reputation as a full-fledged management specialist with almost 25 years of experience in the government, business and financial services sectors. De Armas is a director and co-founder of the Caribbean Investment & Acquisitions Company and of Ciac, LLC (CIAC), which currently supervises over $5 billion in assets as a financial services / commercial loan processing firm. From his career in the legal sector in his attempts to handle government and company loan portfolios, develop debt restructuring plans and find a solution to leveraging.