A longtime resident of the West Coast and residing for over 20 years in Spokane, Kelly Ruggles was raised in rural northern California and educated at Humboldt State University in Arcata, California. After graduating from Humboldt State University with a bachelor of science in business and economics with a concentration in marketing, he secured professional designations as a Chartered Life Underwriter and is a registered Investment Advisor Representative for his own firm, American Reliance Group, Inc.

For the past two decades, Kelly Ruggles has served as president of the American Reliance Group, a fee-based financial services firm that is devoted to helping its clients establish a secure retirement, create a legacy for their dependents, and meet their ongoing financial goals. Kelly has educated and hundreds of retirees and pre-retirees as the leader of this Spokane, Washington-based organization.

Opinions expressed herein are solely those of American Reliance Group, Inc. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee-based financial planning and investment advisory services are offered by American Reliance Group, Inc. a Registered Investment Advisor in the State of Washington. Insurance products and services are offered through Kelly Ruggles. American Reliance Group, Inc. and Kelly Ruggles are affiliated companies.