A graduate of Hope College, Kristin Hetzer began her distinguished career as a territory manager for Wyeth Laboratories, a division of American Home Products, a role in which she provided information and guidance to medical professionals about pharmaceutical products and research. After four years with Wyeth, Kristin Hetzer transitioned into the financial services field when she accepted a position as an account executive with Merrill Lynch.

Since that time, Kristin Hetzer has gained extensive experience in financial planning, investment management, and portfolio management as a senior executive with companies, Kidder Peabody & Co, Prudential Securities and UBS Financial Servicews.

In addition to her undergraduate education, Kristin Hetzer has completed graduate-level coursework in business at California State University, Long Beach. She holds designation as a Certified Financial Planner (CFP) and Certified Investment Management Analyst (CIMA). She draws upon this training and experience in her current role as principal and senior portfolio manager at Royal Palms Capital LLC in Rolling Hills Estates, California, where she manages investments for individuals as well as corporate pension plans.