Apply for Need Cash Loans and get fast cash in the time of need! No matter how much cash you may have been offered by the lender upon approval, you should make timely repayment. You may find lender offering you loan extensions and rollovers. But you should know that such services will cost you extra fee. If due to any reason you fail to make repayment on time it will have negative effect on your credit status. The lender also has the right to take legal action against you to recover the outstanding debt. Besides, if you choose to apply for a new loan to repay the previous one, it can get you trapped in a cycle of debt and make it difficult for you to come out of it.